 Dear Friend,
I'm not sure how you found this web page -- whether you read one of my articles... referred by a friend... or whatever. Regardless of how you arrived here, you’ve stumbled across the most valuable website on the internet regarding foreclosure assistance and prevention.
Until recently, we've been only assisting homeowners locally in the Washington, DC/Baltimore areas.
But due to the urging of many of our clients and other businesses that know of our work, we’re coming totally unglued from our local area. Why? To reveal all the hard-hitting foreclosure prevention and assistance secrets your mortgage company doesn’t want you to know.
If your mortgage is currently more than two months behind, experience tells us that you’re probably worried to death and at your wits end. Worse yet, your once friendly mortgage company has suddenly turned into a hostile enemy overnight, calling, writing, and harassing you from sun up to sundown.
Well guess what… it’s not going to get any better as time progresses and your mortgage debt is not caught up. As the days pass, your mortgage company will become increasingly more aggressive and eventually get an attorney involved. When this happens, it usually creates more pressure to the homeowner.
As a remedy, many homeowners have either filed bankruptcy or tried to refinance…
to avoid losing their homes. Sometimes these methods can be useful, but at an extreme cost to the homeowner.
Up until October 2005, bankruptcy was one of the primary ways homeowners have used to prevent foreclosure. Bankruptcy for some homeowners can be an effective medium to postpone a foreclosure, but this alone will not permanently prevent a foreclosure from occurring.
Our experience has been that this tool is usually ineffective in the long term without having sound financial management skills to support it. Because of this, many plans fail within one year of being approved.
At Keep My Home Today, our motto has always been “Stop And Avoid Foreclosure Without Bankruptcy.”
Most mortgage brokers would agree with this statement: Once a loan goes beyond 120 days late, the chances of getting refinanced is next to “0”. Here’s why: The mortgage industry views any loan being 120 days late or more to be in foreclosure, regardless if you’ve been served with any official foreclosure documents.
Once this shows up on your credit, most reputable lenders won’t touch with you a 10 foot pole.
Our method uses a 3-step process that not only stops your foreclosure from occurring, but ensures you never face foreclosure or experience a delinquent mortgage payment again. It’s just that simple.
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